Working capital for registered businesses
Funding built on your deposits, not your paperwork.
Connect your business bank account and a human reviewer looks at your real revenue — not a credit-score cutoff. Offers from $5,000 to $250,000, with the total cost in dollars on the page before you sign.
Soft credit inquiry only — checking your options won't affect your credit score.
- Decision from a person, in hours
- Read-only bank connection
- No obligation until you sign
Funding offer
ExampleYou receive
$50,000
- Total cost
- $12,500 — fixed
- Remittance
- 12% of deposits · weekly
- End date
- None fixed — deposits set the pace
Remittance flexes with your actual deposits — a slower month is not a default.
- funding, sized to your deposits
- $5k–$250k
- typical decision — by a person, in business hours
- Hours
- checking options never touches your score
- Soft inquiry
- bank connection via Plaid — it can't move money
- Read-only
funding, sized to your deposits
typical decision — by a person, in business hours
checking options never touches your score
bank connection via Plaid — it can't move money
The process
Three steps. About five minutes.
Tell us the basics
Amount, what it's for, and a few facts about your business. Two minutes, no documents, and nothing about you personally until we've confirmed you qualify.
Connect your business bank
A secure, read-only connection through Plaid. We never see your login, and the connection can't move money. Your deposits do the talking — no revenue questionnaires.
A person reviews it — fast
A human reviewer looks at your real deposit activity and gets back to you in business hours, not weeks. If we make an offer, the total cost is in dollars, on the page, before you sign.
The terms
Plain terms, before you sign
We buy a fixed amount of your future receivables at a discount. That structure has three parts, and you'll see all three on every offer:
You receive
The purchase price
The amount deposited to your business account, typically the next business day after signing.
We receive
A fixed percentage
Of your deposits, remitted automatically, until the purchased amount has been delivered. Any weekly dollar figure you see is an estimate — your deposits, not a calendar, set the pace.
Your protection
Reconciliation, in writing
On every agreement, in plain language: if your revenue changes, you can ask us to adjust your remittance to match your actual deposits.
Who it's for
Who qualifies
We fund registered businesses with real deposit activity. If this sounds like you, checking your options takes about five minutes:
- A registered business — LLC, corporation, or partnership — with an EIN
- At least 6 months in business
- A business bank account with steady deposits
- An owner or authorized signer completing the application
Your data, handled like it matters
- We never see your bank login. The connection runs through Plaid, the same service used by thousands of financial apps. It's read-only and can't move money.
- Encrypted, in transit and at rest. Sensitive identifiers are additionally encrypted at the application layer before they ever reach our database.
- You can disconnect any time. Revoking bank access is described step-by-step in our Privacy Policy.
Common questions
Fair questions
Is this debt?
No. We purchase a fixed amount of your future receivables at a discount. You receive money now; we receive a percentage of your deposits until the purchased amount has been delivered. There is no fixed maturity date.
What does it cost?
One number: the difference between what you receive and the total amount of receivables you sell. It's shown in dollars on every offer before you sign. No hidden charges, and the total never grows over time.
Will applying affect my credit?
Applying uses a soft inquiry, which doesn't affect your credit score.
What if my deposits slow down?
Your remittance is a percentage of what you actually deposit, and every agreement includes a reconciliation right: if your revenue changes, you can ask us to adjust the remittance to match reality.
Five minutes to see where you stand.
No documents to gather, no effect on your credit score, and no obligation at any point before you sign.
Check your funding options